Postbank has over 30-years’ presence as one of the leaders in
Bulgaria’s banking sector. The bank is a decisive factor in
innovation, in shaping the country’s banking trends in recent years
and award-winning for its innovation.
For the Credit Control Department of our Risk Division, we are
currently looking for a CHIEF EXPERT CREDIT POLICY AND
ANALYSES.
The responsibilities of the Chief Expert Credit Policy and Analyses
are:
Development and regular review of credit policy manuals and related
frameworks;
Participation in development of new and regular update of current
procedures, policies, processes and monitoring/ controlling manuals
related to the section activities;
Establishment and regular review and update of monitoring and
controlling tools referring the credit portfolios;
Preparation of regular monitoring and controlling reports for the
Chief Risk Officer and Group Risk Management;
Evaluation of applications from Business Units regarding new
products and amendments in credit criteria set in the credit
policies;
Monitoring of the retail credit risk decision process;
Monitoring of wholesale borrowers (incl. borrowers’ ratings,
execution of regular credit reviews and other related to credit
policies’ requirements);
Coordination and execution of special investigation assignments, or
any other analyses referring to loan portfolios and processes.
Conduction of the planning stage of the assigned field and thematic
reviews/ analyses assignments. Preparation of special reports
clearly presenting the conclusions and results of the investigative
work, underlining identified issues and recommending solutions for
risk mitigation;
Liaison with various units within the Bank and building of
effective partnerships.
The appropriate candidates must meet the following criteria:
University degree in Finance, Banking, Accounting, Economics,
Statistics and/ or other related discipline;
At least 5 years of professional experience in Retail or Wholesale
Banking, Credit Risk, Credit Policy, Internal Audit, or other
related areas;
Very good command of MS Excel and MS Access and fluent in Bulgarian
and English is obligatory;
Knowledge of credit granting and credit risk process and
principles;
Experience in working with regulations;
Experience in analyzing credit risk data;
Strong analytical, conceptual, and problem solving skills, keen on
working with numbers;
Flexibility to effectively function in a fast-paced environment,
attention to details and focus on deliverables within strict
deadlines;
Ability to work independently and balance multiple projects and
processes simultaneously
We offer:
The position offers exceptional opportunities to be part of an
International Banking group (Eurobank Bulgaria);
Visibility and key role in a dynamic and innovative team at a
successful international bank
Opportunity to get valuable insights and deep understanding of
banking industry and business development
Challenging opportunity for career development;
On-going training;
Additional holiday days
Additional Medical Care
Special Discounts and offers
Interesting and dynamic job.