Credit risk and IFRS9 analyst/challenger Ref:HQ1478
ОБЕДИНЕНА БЪЛГАРСКА БАНКА
Credit risk and IFRS9 analyst/challenger Ref:HQ1478
София
длъжност на пълно работно време

Credit risk and IFRS9 analyst/challenger Ref:HQ1478

София длъжност на пълно работно време

Описание на позицията

MAIN RESPONSIBILITIES 

In charge for the monthly process of Impairments calculation in compliance with KBC Group requirements 
Interpretation of the monthly results of Impairments on Financial assets (ECL -Expected Credit Losses) based on the IFRS9 framework and methodology. 
Credit risk analysis based on the risk parameters of the ECL models (and the associated IFRS9 PD, LGD, and EAD models). 
Participate in working groups for challenging and explanation of unusual trends on credit risk indicators on KBC Group level. 
Active involvement in the monthly process of IFRS9 application and Expected Credit losses calculation. 
Be part of the bank/ KBC Group initiatives related to the Impairments analysis, changes in the regulatory framework related to credit risk and back testing exercises. 
Application management for IFRS9 (Expected credit losses) calculation. 
Play challenging role with regards to the evolution and the loan book and evolution of the risk parameters (deterioration of credit status of clients, staging as per IFRS 9, etc.) 
 

REQUIREMENTS

University degree in Economics, Business Administration, Mathematics, informatics or in other applied science field (e.g. Statistics); 
Excellent command of English (both written and spoken); 
Excellent computer competences – MS Office (Excel, Power Point); 
Experience with database software (i.e. SQL, SAS);
Strong analytical and interpersonal skills; 

 
The position is suitable for candidates with experience working in the banking/credit risk sector or candidates with little/no experience but with an interest in a development of a career related to this field. 
 
WHAT WE OFFER 

Excellent opportunities for professional and career development in the biggest financial group in Bulgaria and KBC Group Team 
Competitive remuneration 
United team of motivated and committed professionals 
A challenging, dynamic and innovating environment with an open culture where personal development and growth are encouraged 
Competitive bonus system, tailored to a position’s specifics 
Opportunities for attending internal and external trainings, as well as such at КВC Group level 
Comprehensive Medical Care insurance 
Life Insurance and a health improvement and disease prevention package 
Preferential terms for use of products and services with all KBC Group companies in Bulgaria 
Additional bonus for important life events 
Excellent work location in the heart of Sofia - UBB Millennium center 
Hybrid working model and flexible working time 
Food vouchers -  55 Euro 
25 days annual paid leave 
Sport card 

Share your future with us! 
Please, send your CV by using the button “Apply for this job” on the bottom of the page. 
Only short-listed candidates will be contacted. All applications will be treated under strict confidentiality. Personal data are under special protection in accordance with the Law for Protection of Personal Data.