ProCredit Bank Bulgaria is part of the international ProCredit Group, which is headquartered in Frankfurt, Germany. We are a flexible and innovative bank. We are pioneers in the modern and pragmatic banking solutions, personally tested by us, that have positive impact for our customers. We are constantly optimizing our processes, improving the customer experience every day. We stand out with convenient and fast digital banking, clear and transparent conditions, high quality of service. For us, the topic of environmental protection, social responsibility and people's education is not a trend, but a permanent attitude. We believe that people are the engine of change and the instigator of innovation.
The primary responsibility of the unit is to perform financial analysis and credit assessments of existing and prospective business clients to identify opportunities and risks and to design tailored financing solutions that meet the needs of business clients in line with the bank's credit risk policyparticularly.
Responsibilities:
• Perform financial analysis and credit assessments of existing and prospective business clients to identify opportunities and risks
• Design tailored financing solutions that meet the needs of business clients in line with the bank's credit risk policy
• Prepare and present credit proposals and participate in Credit Committees
• Coordinate legal, AML, collateral and technical assessments during the approval process
• On-site client visits in Bulgaria and Greece for the purpose of getting acquainted with the business and conducting the analysis, when it is necessary
• Manage a loan portfolio of mainly RE clients focusing on quality, risk management and client retention
Main requirements:
• Bachelor's degree in Finance, Economics, Business Administration, or a related field
• Strong knowledge of banking regulations related to credit activities and the energy market development
• Experience in financing SMEs and large mid-cap companies, with strong knowledge of Renewable Energy Systems (RES) financing and ESG (Environmental, Social, and Governance) practices
• Minimum 2-3 years of experience in credit risk analysis or a similar role in the banking or financial sector
• Fluency in English
• Greek language will be considered also an advantage
• Strong analytical skills with the ability to interpret complex financial data
• Good organizational skills and an affinity for teamwork
• A responsible approach to your daily tasks and attention to detail
Our offer:
• Working in a dynamic international environment
• Professional growth in a motivated team
• Flexible working time (from 7:30-09:00 a.m. to 16:30-18.00 p.m.)
• Training opportunities
• 2 days per week home office option
• Social benefits: 25 days annual paid leave, additional health insurance, Multisport card, transportation cost amount, additional amount for summer vacation and heating season, preferential conditions for products and services in the bank and preferential fees for education at Denis Diderot School.
Only short-listed candidates (selected on submitted CV) will be invited to the upcoming stages of the selection process.
Your application will be treated with strict confidentiality and compliance with the legal requirements for personal data protection.
