Expert Credit Control - Head office

ProCredit Bank is part of the international ProCredit group, which is headquartered in Frankfurt, Germany. We are a flexible and innovative bank. We are pioneers in the modern and pragmatic banking solutions, personally tested by us, that have positive impact for our customers. We are constantly optimizing our processes, improving the customer experience every day. We stand out with convenient and fast digital banking, clear and transparent conditions, high quality of service. For us, the topic of environmental protection, social responsibility and people's education is not a trend, but a permanent attitude. We believe that people are the engine of change and the instigator of innovation.

ProCredit Bank Bulgaria is looking to hire an employee for the position of Expert Credit Control.

Responsibilities:

·Conduct regular reviews and quality control of the credit portfolio to identify risks and ensure compliance with credit policies.

·Assess the quality of financial analyses and credit decisions, ensuring adherence to internal lending standards.

·Manage and maintain the Watchlist portfolio, including monitoring clients with increased credit risk and processing early warning signals.

·Perform ongoing portfolio monitoring and identify emerging credit risk issues, deficiencies, or policy breaches.

·Ensure the timely monitoring of the loan portfolio.

·Prepare risk assessments, reports, and recommendations for senior management and credit risk committees.

·Follow up on corrective actions and ensure timely implementation of approved recommendations.

·Contribute to the continuous improvement of credit risk management processes, controls, and portfolio quality.

Main requirements:

• Bachelor's degree in Finance, Economics, Business Administration, or a related field
• 2+ years of relevant experience in credit control or a similar role in the banking or financial sector
• Good understanding of financial statements and credit assessment principles.
• Strong analytical skills and attention to detail
• Good organizational skills and an affinity for teamwork
• A responsible approach to your daily tasks and attention to detail
• Fluency in English
• Proficiency in MS Office, particularly Excel
• Driving license is considered an advantage

Our offer:

• Working in a dynamic international environment
• Professional growth in a motivated team
• Flexible working time (from 7:30-09:00 a.m. to 16:30-18.00 p.m.)
• Training opportunities
• 2 days per week home office option

Social benefits: 25 days annual paid leave, additional health insurance, Multisport card, transportation cost amount, additional amount for summer vacation and heating season, preferential conditions for products and services in the bank, referral Program and preferential fees for education at Denis Diderot School

Only short-listed candidates (selected on submitted CV) will be invited to the upcoming stages of the selection process.

Your application will be treated with strict confidentiality and in compliance with the legal requirements for personal data protection.