ProCredit Bank Bulgaria is part of the international ProCredit group, which is headquartered in Frankfurt, Germany. We are a flexible and innovative bank. We are pioneers in the modern and pragmatic banking solutions, personally tested by us, that have positive impact on our customers. We are constantly optimizing our processes, improving customer experience every day. We stand out with convenient and fast digital banking, clear and transparent conditions, and high quality of service.
For us, the topic of environmental protection, social responsibility and people's education is not a trend, but a permanent attitude. We believe that people are the engine of change and the instigator of innovation.
We are currently seeking a highly motivated candidate to join our General Risk department as a Loan Portfolio Analysis Expert. The role focuses on credit risk management at portfolio level, including portfolio quality analysis, risk monitoring, and the preparation of reports and recommendations for management decision-making.
Responsibilities:- Take part in the implementation of risk policies and procedures related to loan portfolio management.
- Assist in identifying the bank's credit risk exposure on loan portfolio level.
- Evaluate credit risk on portfolio level through regular reports and ad hoc analyses for the Management Board, to ProCredit Holding or to the Credit Risk Assessment Committee.
- Prepare and moderate the Credit Risk Assessment Committee.
- Monitor key credit risk indicators at portfolio level.
- Confirm report and model input parameters through data quality checks.
- Perform credit risk quantification, including reporting and data quality activities.
- Conduct loan portfolio stress testing and forecasting.
- Conduct sector, country, peer, and concentration risk analyses across the loan portfolio.
Main requirements:- University degree in Finance, Economics, Banking, or a related field.
- 2-3 years of experience in a similar role, preferably within Credit Risk or lending.
- Excellent level of English language.
- Excellent knowledge of MS Office Excel, PowerPoint.
- Experience in preparing analyses, reports, and presentations.
- Strong analytical skills and understanding of credit risk principles.
- High self-motivation and willingness to learn.
Our offer:- Working in a dynamic international environment
- Professional growth in a motivated team
- Flexible working time (from 7:30-09:00 a.m. to 16:30-18.00 p.m.)
- Training opportunities
- 2 days per week home office option
- Social benefits: 25 days annual paid leave, additional health insurance, Multisport card, transportation cost amount, additional amount for summer vacation and heating season, preferential conditions for products and services in the bank, referral program and preferential fees for education at Denis Diderot School.
Only short-listed candidates (selected on submitted CV) will be invited to the upcoming stages of the selection process.
Your application will be treated with strict confidentiality and in compliance with the legal requirements for personal data protection.
