Cargill Bulgaria
Senior Credit Analyst
длъжност на пълно работно време

Senior Credit Analyst

София длъжност на пълно работно време

Описание на позицията

Want to build a stronger, more sustainable future and cultivate your career? Join Cargill's global team of 160,000 employees who use new technologies, dynamic insights and over 157 years of experience to connect farmers with markets, customers with ingredients, and people and animals with the food they need to thrive.

Job Purpose and Impact

The Senior Credit Analyst handles the largest and most complex accounts and is charged with maximizing opportunity while controlling risk using experience and risk adjusted return calculations. In this role, you will look for solutions, establish relationships to be able to guide decisions within the company values and expectations and be able to mitigate risks while at the same time embrace opportunity.

Key Accountabilities

Performs the most complex credit risk work activities, independently managing customer portfolios with the highest customer risk by using advance knowledge, approving limits of the highest relative value and identifies issues and assists with investigations of credit exposures, accounts receivable.

Identifies and analyzes potential sources of loss to minimize risk and estimate the potential financial consequences of a loss.

Prepare and support other analysts in the preparation and distribution of defined reports showing account performance.

Connects all business stakeholders in order to present a company voice to the client and drives the business approach to managing client risk.

Communicates issues in an independent and timely manner with appropriate internal and external partners and is the key point of contact for the business.

Independently conducts credit related analysis and interpretation requiring a deep understanding of Credit and Accounts Receivable practices and procedures. Also performs industry analysis and analyzes the impact on the portfolio.

You will work under minimal supervision and independently handle complex issues while referring only the most complex issues to higher-level staff.

Other duties as assigned.


Minimum Qualifications

Bachelor’s degree in a related field or equivalent experience

Ability to work in a global, matrixed company.

Experience managing a customer portfolio with a high-risk tolerance.

Minimum of four years of related work experience

Preferred Qualifications

Master's degree or other post-secondary degree

Associate in Risk Management (ARM), Chartered Financial Analyst (CFA) or Financial Risk Management (FRM) qualified

Expertise in commodity markets products, structured financial derivatives, and related legal documentation (ISDA, CSA, etc.).

Our Offer
We provide a fast paced stimulating international environment, which will stretch your abilities and channel your talents. We also offer competitive salary and benefits combined with outstanding career development opportunities in one of the largest and most solid private companies in the world.

Interested? Then make sure to send us your CV and cover letter in English today:
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