Пощенска банка / Юробанк България АД
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Chief Expert Credit Policy and Analyses - Risk Division
София
full-time

Chief Expert Credit Policy and Analyses - Risk Division

София full-time

Job Description

Postbank has over 30-years’ presence as one of the leaders in Bulgaria’s banking sector. The bank is a decisive factor in innovation, in shaping the country’s banking trends in recent years and award-winning for its innovation.

For the Credit Control Department of our Risk Division, we are currently looking for a CHIEF EXPERT CREDIT POLICY AND ANALYSES.

The responsibilities of the Chief Expert Credit Policy and Analyses are:

Development and regular review of credit policy manuals and related frameworks;
Participation in development of new and regular update of current procedures, policies, processes and monitoring/ controlling manuals related to the section activities;
Establishment and regular review and update of monitoring and controlling tools referring the credit portfolios;
Preparation of regular monitoring and controlling reports for the Chief Risk Officer and Group Risk Management;
Evaluation of applications from Business Units regarding new products and amendments in credit criteria set in the credit policies;
Monitoring of the retail credit risk decision process;
Monitoring of wholesale borrowers (incl. borrowers’ ratings, execution of regular credit reviews and other related to credit policies’ requirements);
Coordination and execution of special investigation assignments, or any other analyses referring to loan portfolios and processes. Conduction of the planning stage of the assigned field and thematic reviews/ analyses assignments. Preparation of special reports clearly presenting the conclusions and results of the investigative work, underlining identified issues and recommending solutions for risk mitigation;
Liaison with various units within the Bank and building of effective partnerships.

The appropriate candidates must meet the following criteria:

University degree in Finance, Banking, Accounting, Economics, Statistics and/ or other related discipline;
At least 5 years of professional experience in Retail or Wholesale Banking, Credit Risk, Credit Policy, Internal Audit, or other related areas;
Very good command of MS Excel and MS Access and fluent in Bulgarian and English is obligatory;
Knowledge of credit granting and credit risk process and principles;
Experience in working with regulations;
Experience in analyzing credit risk data;
Strong analytical, conceptual, and problem solving skills, keen on working with numbers;
Flexibility to effectively function in a fast-paced environment, attention to details and focus on deliverables within strict deadlines;
Ability to work independently and balance multiple projects and processes simultaneously

We offer:

The position offers exceptional opportunities to be part of an International Banking group (Eurobank Bulgaria);

Visibility and key role in a dynamic and innovative team at a successful international bank
Opportunity to get valuable insights and deep understanding of banking industry and business development
Challenging opportunity for career development;
On-going training;
Additional holiday days
Additional Medical Care
Special Discounts and offers
Interesting and dynamic job.


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